November 26, 2025
3
MIN READ

Zluri vs. Cledara: Why Finance Teams Are Choosing Payments Over "IT Bloat"

Cledara Comparisons

Considering Zluri? Read this first. We compare Zluri’s complex IGA features and opaque pricing against Cledara’s transparent, finance-first SaaS operations platform.

by
Brad van Leeuwen

If you are evaluating Zluri vs. Cledara, you are likely at a crossroads. You know you need to tame your SaaS mess, but you are trying to decide between two very different philosophies.

One path (Zluri) leads deep into the weeds of IT Identity Governance—a world of complex integrations, heavy implementation, and "black box" pricing.

The other path (Cledara) leads to Financial Operations—a world where you control the budget at the source (the payment), deploy in minutes, and actually see the price tag before you buy.

While Zluri markets itself as a "comprehensive" solution, user reviews and market sentiment suggest it often becomes a heavy, expensive piece of shelfware for teams that just want to control spend. Here is the brutally honest comparison.

At a Glance: The "Heavy" vs. The "Agile"

Feature Zluri Cledara
Primary Goal IT Governance (IGA): deep user access control. Financial Control: budget enforcement & payments, with waste.
Implementation Heavy Lift: Reviews cite complex setups and sync issues. Instant: Issue cards and browser tracking so you can start tracking spend and identifying unused SaaS today.
Pricing Opaque: “Contact Sales.” No public tiers. Transparent, public pricing.
Stability Questionable: Reports of buggy demos and “raw” features. Reliable: Regulated financial institution standards.
Shadow IT Strategy Reactive: Finds it after it’s bought. Proactive: Stops the payment before it happens, putting finance and team leads in front of the buying decision.

1. The "Black Box" of Pricing: Why Hide the Cost?

One of the biggest red flags for modern buyers is pricing opacity, and Zluri is a prime offender.

Zluri does not publish pricing. To get a number, you have to go through a sales cycle. In the SaaS world, "Contact Sales" is often code for "We charge as much as we think you can pay." User reviews highlight that this lack of transparency hinders budget planning and erodes trust before you even sign the contract.

Cledara believes your finance tool shouldn’t be a financial mystery. Our pricing is public. You know exactly what you pay. Better yet, because Cledara offers cashback on software spend for new customers, the platform often pays for itself. Zluri is a cost center; Cledara is a savings engine.

2. Implementation: "Awkward" UX vs. Instant Value

Zluri is an Identity Governance and Administration (IGA) tool first, and a SaaS management tool second. This means it is heavy.

According to user feedback on platforms like G2 and Reddit, Zluri’s implementation can be a struggle:

  • Complexity: Users report that setting up automation workflows is time-consuming and complex, requiring significant IT resources.
  • Sync Issues: There are reports of integrations that "didn't always sync right," leaving teams with unreliable data.
  • "Raw" Feel: Some evaluators have described the platform as feeling "raw" or unfinished compared to mature competitors. One Reddit thread even detailed a sales call where Zluri engineers pushed code to production live to fix a bug—a massive stability red flag for any buyer.

Cledara is built for speed. Because Cledara works by issuing virtual cards, you don’t need months of IT integrations to get value. You get immediate visibility the moment a transaction happens and the Cledara Engage is deplayed. There is no "sync lag" with your bank account or heavy implementation. Finance teams get value within minutes of deploying Cledara.

3. The "Watch vs. Act" Problem

The fundamental flaw in Zluri’s model is that it is disconnected from the money.

Zluri connects to your accounting software to read invoices. It tells you, "Hey, you overspent on Zoom last month." By then, the money is gone. You are stuck chasing refunds or waiting for the next renewal to fix it.

Cledara controls the flow of funds.

  • Vendor raises the price? The Cledara card declines the charge because it exceeds the budget cap you set.
  • Employee leaves? We're connected to HR and streamline their offboarding from all the tools they use. You cancel their cards in one click. The vendor cannot charge you again without getting in touch.
  • Forgot a renewal? Cledara alerts you before the charge hits.

Zluri is a dashboard that reports on the fire. Cledara is a firewall that stops the fire from starting.

4. Support and Stability Concerns

When you are trusting a platform with your security and compliance, stability is non-negotiable.

Public discussions around Zluri have flagged concerns about support quality and product maturity. Users have described support responses as "hit or miss." For a tool that claims to handle critical security workflows like employee offboarding, "hit or miss" is a dangerous gamble.

Cledara operates as a regulated financial platform. Our support and operations are built to banking standards, ensuring that when you need to cut spend or block a vendor, the system works—every time.

5. SaaS management isn’t just an IT role anymore—you need a tool that benefits IT, Finance, and Ops all in one

The days of IT owning every software purchase are over. Today, Marketing buys HubSpot, Sales buys Gong, and Engineering buys Jira. This decentralization breaks traditional IT-only tools like Zluri.

Zluri focuses heavily on IT problems (who has an account?), leaving Finance and Ops in the cold. Finance teams using Zluri still have to chase invoices manually, reconcile credit card statements in spreadsheets, and guess at budget forecasts because the tool doesn't touch the payment.

Cledara aligns the entire business:

  • For Finance: It automates invoice collection and reconciliation. Every transaction is already matched to the right budget and GL code.
  • For Ops/HR: It streamlines onboarding. New hires get access to their budget and tools instantly, without waiting for IT tickets.
  • For IT: It maintains security. You still approve every tool, but you do it before the money leaves the building, preventing Shadow IT rather than just detecting it later.

If you choose Zluri, you solve an IT problem but create a Finance silo. If you choose Cledara, you solve the business problem.

Conclusion: Do you want to shut the door after the horse has already bolted, or master your SaaS?

Choose Zluri if:

  • You are a large enterprise IT director with a dedicated team of engineers to manage the tool.
  • Your only goal is "Access Governance" (who creates accounts), and you don't care about the financial transaction, or budgets.
  • You are comfortable with opaque pricing and long sales cycles.

Choose Cledara if:

  • You are a Finance or Ops leader who wants to stop wasting money immediately.
  • You want proactive control: You want to block charges, not just report on them.
  • You value transparency: You want clear pricing and not waste time in a long sales process.

Can Zluri control software payments?

No. Zluri is an IT management tool, not a payment platform. It cannot issue cards or control payments. You still have to pay for software using a different system (like a corporate Amex), which means Zluri cannot physically stop a vendor from overcharging you. Cledara issues virtual cards that give you hard control over every dollar.

Why do reviews call Zluri "raw"?

Some users on forums like Reddit and G2 have reported stability issues, including bugs during demos and sync errors with integrations. This suggests that while Zluri releases features quickly, they may prioritize speed over stability. Cledara prioritizes financial accuracy and reliability.

Does Zluri have a free version or public pricing?

No. Zluri hides its pricing behind a sales team. You must book a demo to find out what it costs. Cledara publishes pricing openly, and our cashback rewards often cover the cost of the subscription entirely.

Which tool is better for Shadow IT?

Zluri uses a "reactive" method—scanning your network to find tools after employees have started using them. Cledara uses a "preventative" method—by requiring a virtual card for purchase, employees must ask for approval before buying. This stops Shadow IT at the source. Cledara also implements the "reactive" method too, so you can see everything that happens after the purchase too.

Is Zluri good for mid-sized companies?

Zluri's complexity and heavy implementation often make it overkill for mid-sized companies. It is designed for large enterprises with complex IT governance needs. Cledara is optimized for scaleups and mid-market companies that need agility, speed, and financial control without the bloat.

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Brad van Leeuwen

Brad is the co-founder and COO of Cledara. Prior to Cledara, Brad scaled partnerships, infrastructure and Go-to-Market at several fintech companies. He also led multiple early-stage investments into fintech and financial services for the EBRD and is one of highest-ranked Techstars startup mentors globally.

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