Cledara Limited is Registered in the UK (11455373). Cledara Limited is registered under the UK Data Protection Act (ZA466806). Cledara Limited is registered with the Financial Conduct Authority as an EMD Agent (reference no. 902831) of PayrNet Limited, an Electronic Money Institution authorised by the Financial Conduct Authority (reference number: 900594). The Cledara Virtual Debit Mastercard® is issued by PayrNet UK Limited pursuant to license by Mastercard International. The Cledara Mastercard is issued by CBW Bank pursuant to a license by Mastercard International Incorporated. By using the virtual card, cardholder agrees to all terms under which it was issued.